Warranty-backed used cars at AR Motorsports in Bay Shore, NY

Used Car Warranties on Long Island Backed by New York Law

COVERAGE OPTIONS FOR EVERY VEHICLE • BACKED BY NY LAW • EXTENDED OPTIONS AVAILABLE

BROWSE CARS GET COVERAGE

Best of Long Island multiple-time nominee

COVERAGE FOR THE SYSTEMS THAT MATTER

Engine

Transmission

Suspension

Electrical

Cooling

PROTECT YOUR INVESTMENT

Protect Your Used Car From Unexpected Repair Costs

A used car should give you freedom not the worry of expensive repairs. A vehicle service-contract can help cover the cost of certain mechanical and electrical repairs, giving you added protection and peace of mind long after you drive off the lot.

What Is a Used Car Warranty or Vehicle Service Contract?

When you purchase a used vehicle, there are different types of protection that can help with unexpected repair costs. Some vehicles may include warranty coverage, while a vehicle service contract provides optional protection for certain mechanical and electrical repairs based on the specific plan and coverage selected.

A vehicle service contract can help cover the cost of repairs to major vehicle systems and components after a covered breakdown. Depending on the plan, coverage may include the engine, transmission, electrical system, suspension, cooling system, air conditioning, and other important components. Coverage terms, deductibles, exclusions, and milage limits may vary depending on the service contract provider and individual plan purchased.

Why Is Vehicle Protection Worth Considering?

Even a well-maintained used vehicle can experience an unexpected mechanical or electrical problem. Today's vehicles contain increasingly complex engines, transmissions, electronics, sensors, computers, and safety systems, and repairing or replacing these components can become expensive quickly.

Having the right vehicle protection can help reduce the financial impact of an unexpected covered repair and make your ownership costs more predictable. Instead of facing the full cost of a qualifying repair out of pocket, your service contract can help cover eligible repairs according to the terms of your plan. This helps reduce your unforeseen vehicle expenses and keeps your car on the road longer.

How Much Does a Used Car Warranty or Service Contract Cost?

There isn't one set price for used car protection. The cost of a vehicle service contract depends on factors such as the vehicle's year, make, model, mileage, coverage level, contract length, and deductible. A basic plan focused primarily on powertrain components will generally cost less than a more comprehensive plan covering a wider range of mechanical and electrical systems.

Sedan

3 Months 4,500 miles $400 – $750

1 Year 14,500 miles $800 – $1,200

3 Years 38,500 miles $1,500 – $2,200

SUV

3 Months 4,500 miles $450 – $800

1 Year 14,500 miles $850 – $1,250

3 Years 38,500 miles $1,550 – $2,250

Truck

3 Months 4,500 miles $500 – $850

1 Year 14,500 miles $900 – $1,300

3 Years 38,500 miles $1,600 – $2,300

Used Car Service Contract Cost Examples by Vehicle Type
VEHICLE TYPE	SERVICE TERM	TOTAL MILES	CONTRACT COST
Sedan	3 Months	4,500 miles	$400 – $750
	1 Year	14,500 miles	$800 – $1,200
	3 Years	38,500 miles	$1,500 – $2,200
SUV	3 Months	4,500 miles	$450 – $800
	1 Year	14,500 miles	$850 – $1,250
	3 Years	38,500 miles	$1,550 – $2,250
Truck	3 Months	4,500 miles	$500 – $850
	1 Year	14,500 miles	$900 – $1,300
	3 Years	38,500 miles	$1,600 – $2,300

Example pricing for illustrative purposes. Actual pricing, mileage limits, eligibility, and coverage vary based on the vehicle, provider, coverage level, and contract selected.

PROTECTION CAN COST LESS THAN YOU THINK

For Less Than the Cost of a Cup of Coffee a Day

Depending on the vehicle, plan, and contract term selected, a vehicle service contract can work out to just a few dollars per day while helping protect you from potentially expensive covered mechanical and electrical repairs.

A small daily cost. A big difference
when you need it.

AS LITTLE AS

$1 – $2

PER DAY*

*Illustrative example based on a 3-year service contract.

Protection from Companies You Can Trust

We work with established vehicle protection providers so you can select coverage that's right for you

Best for comprehensive day one coverage.

GWC is one of the largest used vehicle protection providers in the country, trusted by thousands of dealerships. Claims are handled directly with the repair shop, so covered work gets approved and paid without you fronting the bill, whether you break down on Long Island or across the country.

Nationwide repair network

Claims paid directly to the shop

Multiple coverage levels

Best for flexible plans with extra benefits.

SecureOne builds protection plans with real day-to-day perks, with many plans including roadside assistance, towing, and rental coverage while your car is in the shop. With multiple tiers across a wide range of vehicle ages and mileages, there is usually a plan that fits the car and the budget.

Roadside assistance available

Rental and towing benefits

Options for higher mileage vehicles

Best for pay-for-what-you-need coverage.

Superior Protection Plan keeps extended coverage simple and affordable, with plans ranging from essential powertrain protection to broader component coverage. You pick the term and level to match how long you plan to keep the car, and many plans roll into your monthly payment.

Comprehensive coverage levels

Flexible term lengths

Budget-friendly monthly options

HOW IT WORKS

Simple steps for added peace of mind

CHOOSE YOUR VEHICLE

Find the right car from our extensive inventory

SELECT YOUR COVERAGE

Pick the plane that fits your needs and budget

HAVE PEACE OF MIND

You're protected long after you drive off the lot

Find the Right Coverage for Your Vehicle

At AR Motorsports, we offer multiple levels of vehicle protection so you can choose coverage that makes sense for your car, driving habits, and budget. Plans may include protection for major components such as the engine, transmission, electrical system, suspension, cooling system, and more, depending on the contract selected.

SHOP USED CARS WITH PROTECTION OPTIONS

Explore our inventory and find the right vehicle with the right protection for you.

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What New York's Used Car Lemon Law Guarantees You

Minimum warranty coverage required by New York law, based on the car's mileage at purchase:

NEW YORK USED CAR LEMON LAW PROTECTION

The New York State Used Car Lemon Law requires dealers to provide a minimum warranty on qualifying used vehicles.

This coverage is included with the purchase price at no additional cost.

Learn more at the New York Attorney General

NEW YORK USED CAR WARRANTY COVERAGE

VEHICLE MILEAGE	MINIMUM WARRANTY
18,001 – 36,000 miles	90 days or 4,000 miles
36,001 – 79,999 miles	60 days or 3,000 miles
80,000 – 100,000 miles	30 days or 1,000 miles

*Covered parts include the engine, transmission, drive axle, brakes, steering, alternator, starter, and ignition system.
These are the minimums New York law requires. Extended protection plans below can cover more, for longer.

WANT MORE PROTECTION?

The New York Used Car Lemon Law provides qualifying vehicles with minimum warranty protection.

But what happens after that coverage ends? AR Motorsports offers optional vehicle service contracts that can provide additional protection beyond the dealer warranty.

FEATURED PROVIDER GWC WARRANTY

THREE LEVELS OF GWC PROTECTION

Our most popular plans come from GWC Warranty. Each level builds on the one before it, so you choose how far your coverage goes.

POWERTRAIN PLUS

Our Base Level of Coverage

Strong protection for the systems that keep your car moving, plus more than most base plans include.

Engine, all lubricated parts

Transmission & drive axle

A/C compressor & components

Hydraulic braking system

Radiator & water pump

Alternator, starter & steering

Included with

Powertrain Plus Plan

ESSENTIAL

Expanded Comfort & Control

Everything in Powertrain Plus, with deeper coverage of the systems you use every day.

All Powertrain Plus coverage

Expanded A/C & heater core

Fuel pumps, injectors & lines

Cooling fans & thermal switch

ABS braking components

EV cooling & braking parts

Included with

Essential Coverage Plan

COMPREHENSIVE

Nearly Every System Covered

Everything in Essential, extended across the rest of the vehicle for near-complete confidence.

All Essential coverage

Front & rear suspension

Expanded steering components

Power windows, locks & mirrors

PCM, ECU & TCU control modules

High-tech & convenience group

Included with

Comprehensive Plan

What Used Vehicles Can Be Covered?

Many used cars, trucks, and SUVs can qualify for service contract coverage, including certain older and higher-mileage vehicles. Eligibility depends on the vehicle's age, mileage, make, model, condition, and the requirements of the individual provider.

Additional Providers We Work With

Additional protection partners that broaden the coverage options we can offer.

Best for well-known, full-featured plans.

Endurance is one of the most recognized names in vehicle protection, with a wide range of plans from powertrain to near-exclusionary coverage. Many plans include extras like roadside assistance and rental benefits, backed by a large national claims operation.

Nationally recognized provider

Wide range of coverage levels

Extra benefits on many plans

Best for straightforward, no-hassle coverage.

Route 66 has offered vehicle service contracts for decades, with a reputation for plain-language terms and a simple claims process. Coverage follows the car, not the fine print, which makes it an easy fit for buyers who want protection without complexity.

Decades of experience

Simple claims process

Plain-language coverage terms

Best for service-minded protection.

Veterans Auto Warranty is a family-owned company that brings a service-first approach to vehicle protection, with straightforward plans and support that treats every customer like they matter. Covered repairs are paid directly to the shop or mechanic, so you never front the bill.

Service-first approach

Straightforward plan options

Ask us about available coverage

WARRANTY QUESTIONS, ANSWERED

Do used cars come with a warranty in New York?

Yes, in most cases it's the law. New York requires dealers to provide a written warranty on used cars sold for more than $1,500 with 100,000 miles or less. Every eligible vehicle we sell comes with that coverage automatically.

How long does the warranty last?

It depends on the mileage when you buy. Cars with 18,001 to 36,000 miles get at least 90 days or 4,000 miles of coverage, 36,001 to 79,999 miles get 60 days or 3,000 miles, and 80,000 to 100,000 miles get 30 days or 1,000 miles, whichever comes first in each case.

What parts does the required warranty cover?

The law covers the major systems that keep the car running: engine, transmission, drive axle, brakes, steering, and key electrical components like the alternator, starter, and ignition system. Batteries and normal wear items are not included.

What happens if something covered breaks during the warranty period?

Contact us right away. Covered repairs are handled under the warranty terms, and acting quickly matters because coverage ends at the day or mileage limit, whichever comes first. Keep your paperwork and note your mileage when you call.

Do you sell cars "as is"?

Not the ones the law covers. In New York, a dealer cannot sell a car "as is" if it qualifies for the used car lemon law warranty. Vehicles outside the law's scope, like those over 100,000 miles, are discussed openly so you know exactly what you're getting.

What if the car has over 100,000 miles?

New York's required warranty does not apply above 100,000 miles, which is exactly where an extended protection plan earns its keep. Several of our providers offer plans for higher mileage vehicles, so ask us what's available for the specific car.

Is an extended warranty worth it on a used car?

It depends on the car and how long you plan to keep it. A single major repair like a transmission can cost more than an entire plan. If you're keeping the car past the legal warranty period, coverage that picks up where the law leaves off is worth a real look.

Can I roll an extended plan into my monthly payment?

In many cases, yes. Extended protection plans can often be included in your financing, so the coverage adds a small amount to your monthly payment instead of requiring cash up front. We'll show you the exact difference before you decide.

Where can I get repairs done under an extended plan?

Our providers work with repair networks across the country, so you're not tied to one shop. Many plans pay the repair facility directly for covered work, which means you're not fronting the bill and waiting for reimbursement.

Does the warranty transfer if I sell the car?

The New York statutory warranty applies to your purchase from us. Extended plans vary: some are transferable to a new owner, which can even help resale value. Ask us about the specific plan and we'll confirm before you buy.

Coverage options for every car on our lot.

Shop covered cars, or call (631) 333-1233 with questions.

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